THE NASHVILLE STR FIELD GUIDE

Nashville short‑term
rental regulations.

The permit process. The operating rules. The details to understand before you buy.

By Jack Costigan Reviewed October 7, 2026
Explore the guide
NASHVILLE, TENNESSEE
Permit firstBefore advertising a rental
4 roomsMaximum sleeping rooms
12 guestsMaximum, subject to room count
365 daysPermit term before renewal

01 · START WITH THE ADDRESS

Two permit types.
One property-specific decision.

Nashville requires a short-term rental property (STRP) permit before you advertise a rental. Metro’s STR category covers paid stays from 24 hours through 30 consecutive days. An active listing, a revenue history or an Airbnb account does not establish eligibility.

Metro STR overview

Non-owner-occupied

The owner does not live at the property. New permits are allowed only in designated zoning districts, subject to conditions. New NOO permits are prohibited in AR2A, R, RS and RM districts. An eligible existing permit may be renewable without being transferable.

Owner-occupied

The property must be the owner’s primary residence; qualifying single- and two-family lots can use a residence on the same lot. Owners must be natural persons, not an LLC, corporation, partnership or trust. Four documents establish residency.

Which districts can allow a new non-owner-occupied permit?

Metro lists MUN, MUN-A, MUL, MUL-A, MUG, MUG-A, MUI, MUI-A, OG, OR20 through OR40-A, ORI, ORI-A, CN, CN-A, CL, CL-A, CS, CS-A, CA, CF, DTC North, DTC South, DTC-West, DTC Central, SCN, SCC and SCR as districts where the use may be permitted with conditions.

For an SP or PUD, the specific approved plan must allow the use. A district name alone is not approval for an individual unit. Both permit types are limited to four sleeping rooms and one rental party. In single- and two-family districts, only one permit per lot is allowed; two-family ownership and residency conditions also apply.

Metro permit types and zoning conditions
Check more than the zoning map.

Search the actual address in Metro’s eligibility viewer, confirm the unit and parcel with Codes, and review HOA rules and deed restrictions. An association can impose tighter restrictions than Metro. For SP/PUD interpretation, contact Planning at 615-862-7190.

02 · BEFORE YOU BUY

The permit does not come
with the furniture.

A permit cannot be assigned to a different person, entity or address. A change in ownership can end its validity; the new owner must qualify under the rules applicable to the new application. Transferring between a person and an LLC or trust can also create an ownership change.

Do not assume an LLC membership purchase preserves a permit. Obtain property-specific review of the proposed transaction from Metro and your attorney before relying on continued rental use.

Build a due-diligence file.

Request the issued permit, renewal history, deed and entity records, applicable zoning or approved plan, HOA documents and any enforcement history. Keep the regulatory review separate from your revenue and expense analysis.

03 · THE APPLICATION

Prepare the complete file.
Then apply once.

Metro moved applications online in March 2026. Its October 1, 2026 instructions say the application cannot be saved partway through. Have the materials ready before starting; use email for follow-up instead of submitting duplicate applications.

01

Ownership, identity and taxes

Match the applicant to the recorded deed. Provide proof that property taxes are paid. For an entity-owned NOO rental, supply records linking the individual applicant to the entity, such as organizational or operating documents.

02

Affidavits and authorization

Complete the notarized true-and-accurate affidavit for the correct permit type. If someone will apply or operate on the owner’s behalf, include Metro’s notarized owner authorization.

03

Property documents

Include the floor plan, required inspection or certification, adjacent-owner notices and insurance evidence. Metro requires fire, hazard and liability coverage of at least $1 million per occurrence; verify qualifying coverage rather than assuming a platform policy is enough.

04

Submit, respond and receive approval

Follow Metro’s separate email instructions for sensitive identification documents. Upload the remaining documents as PDFs in ePermits. Respond to staff requests, complete payment when instructed and confirm issuance before advertising.

Owner-occupied: the four residency documents

Supply two items from Group A and two from Group B. All must be current and show the owner’s name and the property address.

Group A · choose two

  • Tennessee driver’s license or other valid Tennessee ID
  • Davidson County voter registration
  • IRS reporting document, such as a W-2 or 1099
  • Current vehicle registration or title

Group B · choose two

  • Auto, life or homeowners insurance policy; wallet cards are not accepted
  • Paycheck stub or bank statement
  • Employer address verification or signed company letter; special notarization rules apply without letterhead, and self-employed letters are excluded

04 · PREPARE THE PROPERTY

Safety is part of the permit.

Single- and two-family homes

A Tennessee-licensed architect, engineer or home inspector provides the required certification. Metro’s inspection guide addresses alarms, escape openings, address identification and floor-plan accuracy. Each report page must carry the appropriate seal or signed, dated license information.

Multifamily properties

Use the Fire Marshal inspection process. Common hallways or walkways generally put a property on this path. Confirm the classification before ordering an inspection.

  • Show every floor, room, window, door and smoke-detector location on the plan.
  • No more than four sleeping rooms are allowed; the application says properties with more than four bedrooms cannot be permitted.
  • Install UL 217 smoke alarms in sleeping rooms, rooms in the escape path and on every story. Metro’s current application also identifies basements and garages.
  • Have the licensed professional confirm current building and fire requirements; the linked inspection guide is dated June 2023.

05 · NOTIFY THE RIGHT PEOPLE

Adjacent owners must be notified.

Use Metro’s notice template for your permit type. Identify the owners and mailing addresses in the Parcel Viewer; a tenant’s signature does not substitute for the property owner’s.

  • Include adjacent properties in front, behind and beside the rental, and above or below where applicable.
  • Corner lots, cul-de-sacs and irregular parcels can have more than four neighbors. Vacant, public and nonresidential property owners still count.
  • Obtain the owner’s signature in person or send the notice by certified mail. Keep the letter, receipt and delivery/tracking evidence for the application.
  • For an apartment, obtain the owner or manager’s written consent to the proposed use as required by Metro.

The mailing-list tool is useful, but review the actual parcel boundaries so an adjacent owner is not missed. This is notification; separate HOA or ownership restrictions can still prohibit the use.

Metro notification instructions, templates and Parcel Viewer

06 · AFTER APPROVAL

Set the house rules
before the first guest.

Occupancy at any time

Two guests per sleeping room, plus four. Never more than 12.

6guests · 1 room
8guests · 2 rooms
10guests · 3 rooms
12guests · 4 rooms
  • Rent to one party under one contract. The principal renter must be at least 21; do not rent separate rooms to unrelated parties simultaneously.
  • No paid occupancy for fewer than 24 hours.
  • Conspicuously post the responsible person’s name and phone number. That person must answer 24 hours a day during rentals.
  • Follow building, fire, noise, waste and sign rules. The permit holder remains responsible for guest conduct.
  • Do not allow rental-related RVs, buses or trailers to be visible on the property or street.
  • The permit holder or manager may not prepare or serve food to guests.
  • Collect and remit applicable taxes, and keep the permit current.
Metro operating requirements

Maintain a guest register with guests’ names and addresses and arrival and departure dates, as required by Metro’s lodging-record provisions.

Metro guest-register amendment

07 · KEEP THE PERMIT ACTIVE

Renew before the anniversary.

INITIAL PERMIT$313Payable on approval
ANNUAL RENEWAL$313Plus required documentation
CARD PAYMENTS2.3%Published processing charge

Metro’s FAQ lists these fees. Renewals also require insurance and tax-payment evidence. Confirm the amount when paying; processing charges and requirements can change.

Metro permit fees and renewal evidence
  1. Track the expiration: a permit runs for 365 days. Metro sends reminders around 60 and 45 days before expiry, but the owner remains responsible.
  2. Complete and email the current renewal affidavit to Metro’s designated renewal address. Follow staff instructions after review.
  3. Pay the renewal fee. Submission alone does not renew the permit; payment completes the process.
  4. Check status in ePermits using the permit number. Renewal extends the original anniversary by a year rather than creating a new permit.
  5. To print the placard, open the permit’s Available Reports, select “CA Permit Short Term Rental,” and export all pages. The placard is on the final page.
Metro renewal process and affidavit

08 · THE BUSINESS SIDE

A platform payout
is not the whole tax picture.

Metro occupancy tax

Metro’s current STR tax form applies 7% to taxable rental receipts plus $2.50 for each room rented per night. The form also shows the timely-filing allowance and late interest and penalties. Use its calculation instructions for your property.

Metro occupancy tax return and calculation

Metro returns and payments are due by the 20th of the following month. Finance offers online account applications and payment, downloadable forms and exemption documentation. Keep the property’s tax account, booking records and returns reconciled.

Metro Finance filing and payment instructions

Bookings through a marketplace

Where the platform is required to collect sales tax, the host does not pay that collected tax again. Keep proof of its reporting and payment. Marketplaces also collect local occupancy tax for qualifying bookings.

Direct bookings and other obligations

Owners remain responsible for applicable sales and occupancy taxes on direct rentals, use tax on untaxed purchases and business licensing. A booking platform does not handle every obligation for the owner.

Tennessee generally requires a minimal activity license for receipts of $3,000 to under $100,000 in a jurisdiction. At $100,000 or more, state business-tax registration, payment and the applicable business license are required. All qualifying receipts count, including platform bookings. LLCs and corporations may also owe franchise and excise taxes.

Tennessee host reporting and licensing requirements
A longer stay does not erase the first 30 days.

For agreements entered, renewed or amended on or after July 1, 2025, the first 30 days are subject to local occupancy tax regardless of the total stay. Do not rely on older guidance promising a refund for those days.

Tennessee’s 2025 occupancy-tax update

09 · COMPLAINTS & APPEALS

Know how enforcement works.

Operating without a permit can lead to citations and a mandatory one-year wait before applying. Metro also identifies three legal or ordinance violations, or false or misleading application information, as potential grounds for revocation.

Report suspected illegal STR operation, noise, parking or trash issues through hubNashville using Metro’s complaint page. Use accurate, specific facts; knowingly false complaints can carry penalties.

Metro complaint process
Appealing a permit decision

The STR Appeals Board reviews eligible claims that the zoning administrator made an error or acted arbitrarily in a permit issuance or revocation decision. It can uphold, reverse or modify the decision within its authority.

  • Arrange filing with designated Zoning staff using the required form and complete checklist. Dropping off documents alone is not a valid filing.
  • Use the board’s calendar for filing deadlines. Required mailed notice to owners within 1,000 feet and the property sign generally need at least 21 days before the hearing.
  • Additional appellant material is due 14 days before the hearing; supporting or opposing material is due five days before.
  • Attend the hearing. A second failure to appear can result in dismissal and a new filing fee.
  • Judicial review has a separate 60-day filing period following the order. Consult an attorney promptly if considering that step.

10 · GET A PROPERTY-SPECIFIC ANSWER

The people behind the process.

This guide explains published Metro and Tennessee guidance reviewed October 7, 2026. It is general information, not an eligibility determination or legal or tax advice. Confirm the rules for your parcel and transaction with Metro and your advisers. Metro’s legislative history tracks amendments; the controlling ordinance and current staff requirements govern.

FORMS & OFFICIAL RESOURCES

Ready for the next step?

The explanations above stay here. Use these official tools when you are ready to search, file or contact Metro.

YOUR NEXT STR DECISION

Bring the property.
Bring the questions.

Considering an acquisition or preparing to sell? Start with the address, your timeline and what you want the investment to accomplish. Jack will help identify the work that comes next.

Talk STRs with Jack